HyreYard

Original research

Questions to ask a tree removal company, in the order you need them

Phone screen, site visit, written estimate and the day of work.

Updated September 18, 2026

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Written by HyreYard Research Desk Research and fact checking

The short answer

Ask a tree removal company four things before anything else: can your insurer send me proof of liability and workers’ compensation coverage, who on the crew is an ISA Certified Arborist, does this tree need a permit and who gets it, and exactly what does the price include. Insurance comes first because tree work is hazardous, and an uninsured crew can leave the homeowner exposed if someone is hurt or a limb lands on a neighbor’s roof.

ISA’s consumer brochure, reproduced by the City of Seattle, tells homeowners to ask for both certificates.

The rest of the questions turn a verbal price into a written scope: whether the stump is ground, whether wood and debris are hauled, how equipment reaches the tree, and what happens to the lawn on the way in.

On the phone

Can your insurer email me your certificates of liability and workers’ compensation insurance?

Ask for them from the insurer, naming your address. Some companies claim coverage they do not hold.

Who on the crew is an ISA Certified Arborist, and what is their credential number?

ISA certifies people, not companies. The ISA lookup may not list every holder, per Purdue’s Landscape Report, so ask for the certificate if needed.

Do you charge for the estimate?

Most give free estimates; some charge for an inspection visit. Know before they come.

Do you handle emergency and storm work?

Useful to know before you need it.

At the site visit

Does this tree need to come down, or can it be pruned or cabled?

A crew that only removes may not ask. If you are unsure, see arborist vs tree service.

Does my city require a permit, and will you obtain it?

Many cities protect large or heritage trees. See our tree removal permit rules.

How will you take it down?

Felled whole, sectioned by a climber, or lifted out by crane. The method changes the risk to the house and the lawn.

How will equipment reach the tree, and how will you protect the lawn?

Ask about ground mats and which gate or fence section will be used.

Are there power lines near the tree?

Lines touching or near the tree are the utility’s responsibility; the utility must be called first.

Who calls 811 before the stump is ground?

Stump grinding goes below grade. The 811 call is free.

What the written estimate must list

LineWhy it matters
Which tree(s), identifiedPrevents the wrong tree coming down
Removal methodCrane or climber jobs are priced differently
Stump: ground, to what depth, or leftOften excluded unless stated
Grindings: removed or left in the holeLeaves a mound or a hole if not addressed
Wood: hauled, cut to length, or leftHaul-away is often extra
Debris and cleanupBranches, leaves, sawdust
Permit fees and who filesAvoids a stop-work surprise
Damage policy and repair of lawn, fence, drivewaySets expectations before heavy equipment arrives
Payment termsPay on completion, not before the work

GoTreeQuotes and Elite Tree Care both advise getting what the fee includes in writing. For money, use our tree removal cost tool.

Answers that should end the conversation

“We’ll top it for you”

ISA-based guidance, including Seattle’s brochure, advises avoiding companies that advertise topping.

Spike climbing on a tree you are keeping

Spikes wound living trees.

Cash up front before the work

The FTC lists large up-front cash payments as a contractor warning sign.

No insurance certificate, or one in a different company name

Walk away.

On the day of the work

Photograph the yard, fence, driveway and nearby roof before the crew starts, so any damage claim has a reference. Confirm the tree marked on the estimate is the tree being cut.

Keep children and pets indoors and cars out of the drop zone. Before the final payment, walk the site against the estimate lines: stump height or grind depth, grindings, wood, debris and any lawn repair.

After the work, our tree service page explains replanting and stump options, and lawn renovation covers repairing ruts.

Your inquiry

Tell us about the work

Nothing goes to a landscaping company unless you agree.

Free, with no obligation: a person at HyreYard reads your request and replies by email. Matching is not live yet, so this is not a quote, and nothing goes to a landscaping company unless you agree. If a tree or limb is on a power line, stay away and call the utility.

Find a Landscaping Company

One short form: your address and how to reach you. A person at HyreYard reads it and replies.

Your details

We reply to every inquiry. Nothing is passed on to anyone you have not asked us to contact.

Questions

Should a tree removal company have insurance?
Yes. Ask for liability and workers’ compensation certificates sent by the insurer.
Is stump grinding included in tree removal?
Often not unless the estimate says so. Ask whether the stump is ground, to what depth, and whether grindings are removed.
Do I need a permit to remove a tree on my property?
It depends on your city and the tree’s size and species. Ask the company and your city; our permit research lists common rules.
Should I pay a deposit for tree removal?
Paying on completion keeps the leverage with you. Be wary of large cash payments before the work.
What credentials should a tree removal company have?
An ISA Certified Arborist on staff, current insurance, any license your state or city requires, and ideally TCIA accreditation at the company level.

Written and audited by

HyreYard Research Desk

Primary-source research, data analysis and fact checking

We are a research desk, not a landscaping company. We read the statute, the municipal code, the water-district rule or the federal soil file ourselves, and we publish the figure with the document it came from and the date we retrieved it.

Where a number cannot be traced to a primary source, we publish the shorter page and say what we could not verify. This desk is new.

The counts below are what we can already stand behind, and every one of them is counted from the studies on this site.

255
source documents cited, each linked
112
government (.gov) domains among them
258
citations carrying a retrieval date
10
research studies published

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Sources & retrieval dates

City of Seattle — Why Hire an Arborist (ISA brochure), Ask for liability and workers’ compensation insurance; avoid topping. Retrieved October 2026.
Purdue Landscape Report — Find an Arborist tool reminder, ISA directory may not list every credential holder. Retrieved October 2026.
Elite Tree Care — Ask these five questions before hiring a tree removal company, Insurance claims, ISA and TCIA credentials. Retrieved October 2026.
GoTreeQuotes — How to hire tree removal services, Get what the fee includes in writing; estimate and inspection fees. Retrieved October 2026.
Federal Trade Commission — Hiring a Contractor (via GovInfo), Large up-front cash payments as a warning sign. Retrieved October 2026.
Georgia 811 — 811 brochure, 811 is free and routes to the local one-call center. Retrieved October 2026.